We strongly recommend that you take out appropriate Comprehensive Travel Insurance to cover your travel arrangements as the time of the first payment, as cancellation fees and charges may be imposed from this time.
Travel Insurance is also strongly recommended by the Department of Foreign Affairs & Trade for all overseas travel.
Your insurance protection should include cover for cancellation, medical and repatriation expenses, personal injury and accident, death, loss of personal baggage and money and personal liability insurance.
Insurance cover offered by your credit card’s underwriter are not generally comprehensive enough and you should check the policy offering before accepting it.
The choice of insurer is yours. Ramsgate Travel Service is now authorised to be a distributor for nib Travel Insurance and are under a commission arrangement with them.
If you would like a travel insurance quote from us for nib Travel Insurance, please let your consultant know. You will then be emailed the quote together with a copy of the current and relevant nib Travel insurance combines Product Disclosure Statement and Financial Services.
RAMSGATE TRAVEL SERVICE PTY. LIMITED, ABN 44 003 352 083 is a distributor of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and receives a commission for nib products purchased through RAMSGATE TRAVEL SERVICE PTY. LIMITED. RAMSGATE TRAVEL SERVICE PTY. LIMITED acts as an agent for nib and not as your agent. RAMSGATE TRAVEL SERVICE PTY. LIMITED cannot give advice about nib products, and any factual information provided is not intended to imply a recommendation or opinion about nib products. Before you buy, please read the Product Disclosure Statement, Financial Services Guide and Target Market Determination (TMD) available from us. If you have a complaint about a nib product, see the Product Disclosure Statement for the complaints process. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
